Calculators › Home, Auto & Renters
Answer 13 quick questions about your home, car and household and get a printable checklist of coverage gaps to ask your agent about.
Most coverage problems come from things a standard policy leaves out — flood, sewer backup, valuables, a home business, rideshare driving — or from liability limits that haven’t kept up with your life. This checkup asks about the situations that most often cause surprises and turns your answers into a checklist you can take to an agent or use when comparing quotes.
Each answer that points to a common exclusion or gap adds an item to your checklist, with what to ask and a calculator to explore it.
A homeowner who isn’t sure about flood risk, has a basement and a dog, and is paying off a car loan gets four items: flood coverage, sewer and drain backup, liability for the dog, and gap insurance.
No — it points to areas that are commonly excluded or limited. Your policy wording and your agent can tell you what you actually have.
No. The checkup runs in your browser and nothing you enter is sent anywhere.
At every renewal and after life changes: moving, buying a car, a new driver at home, starting a business or a big rise in savings.