Calculators › Commission & Agency
Calculate a producer’s commission split on new and renewal business and how much the agency retains.
Agencies typically pay producers a share of the agency commission — a higher split on new business than on renewals. This calculator shows producer comp, agency retention and how it compares with a draw.
Producer comp = New premium × Agency new rate × Producer new split + Renewal premium × Agency renewal rate × Producer renewal split.
$400K new at 15% with a 40% split plus $1.1M renewal at 13% with a 25% split pays the producer $24,000 + $35,750 = $59,750.
Common structures are 40–50% of new and 20–30% of renewal commission, but they vary widely.
An advance against future commission. Commission above the draw is paid as a bonus; shortfalls may carry forward.